Mission Update
Min fees. Max ease. Full speed.
Your payments, transfers and top-ups are now the cheapest and fastest they’ve been in years — plus, they can go further.
You’re getting our lowest fees in 5 years
The average fee is now 0.54%¹. That means you’re spending less on fees than you have in the past 5 years.
25% cheaper
It costs 25% less to use Wise than it did five years ago. We’re always working to lower your fees by finding better ways to move your money. Sometimes our costs go up, so our fees may too — but we’ll always let you know why.
Cheaper sending around the globe
Funding your transfer with a debit card or credit card in GBP, EUR, USD, AUD or NZD is even more affordable too.
Learn more about the latest changes.
Learn more about the latest changes.
See your savings clearly
The more you send with Wise, the lower your fee gets. And now you’ll see how much to send to unlock your next discount, in your own currency.
Your money is landing faster than ever
70% of your transfers now arrive before you can say ‘it’s on its way’ — in under 20 seconds. That’s 20% faster than last year².
Learn more.
Learn more.
Sending money to the US, Pakistan, or Vietnam?
More of your transfers now arrive in just seconds too.
We’re connected with more banks in the US
so more of your payouts are instant.
Malaysian ringgit transfers aren't just fast
they land on time more often than before.
Plan, travel, spend — together
Share expenses around the globe
Wherever you go, Wise makes splitting the bill simple. Choose any transaction in your Wise account, pick who owes you, and send a request. You can even get paid back in a different currency.
Hassle-free holiday funds
Create a shared balance to Spend with Others.
Top it up with your friends or family and use
your Wise cards to spend from it together.
Top it up with your friends or family and use
your Wise cards to spend from it together.
Make your money work for you
Grow your balances across more of Europe
Wise Interest is now available in Switzerland, Malta, Cyprus, Greece, Poland and more³.
In Switzerland, you can turn on Interest for balances in USD, EUR or GBP. Elsewhere in Europe, you can now grow your EUR and USD too⁴. Your money is never locked away — spend or send from your invested balance as it grows.
Bigger transfers for the big moments
Your money, the Brazilian way
Moving and managing your money in Brazil is easier than ever.
Check out the new features that we optimised for Brazilians.
Check out the new features that we optimised for Brazilians.
Grow as you go in the currency you need
With Rende+, you can now grow and spend from your holiday fund while you plan. Open a balance in USD, EUR or GBP, and turn on Interest to start earning gains⁴. Keep an eye on the exchange rate and pay just 1.1% IOF when you convert BRL to an invested currency when the rate looks right.
Spend together with a Vaquinha
Pool your travel money with friends and family like a local — so you can go global on shared adventures. Start a Vaquinha in 40+ currencies including USD, BRL, and EUR.
The experience you trust with Pix
Managing your money should feel familiar. With Pix built into your Wise account, adding and receiving BRL is easier than ever.
Smarter money management
Move money between Jars and Groups easily
Move money directly between Jars or a Shared Group without having to withdraw to your main balance. Just tap the new ‘Convert or move’ button.
Ditch unwanted recurring charges for good
View, manage and block future recurring payments to your Wise card directly from your app.
Find fellow Wise users instantly
Search by email address, phone number or Wisetag to send money to another Wise user — no bank details, no fees. Sync your contacts to discover over 20 million users. If you’re in Europe, you can opt in to be discoverable too.
Topping up made easier
The steps to top up your Wise account with a manual bank transfer are now much easier. Your most relevant payment methods will appear first for added convenience.
Stay on top of your expenses
You can now automatically remind yourself and your team to upload missing receipts each week, so you can stay organised without follow-ups.
You can manage everything from your transaction page too: view, add, or download receipts all in one place. And if you use Xero, you can turn on the settings to sync card transactions with attachments automatically.
You can manage everything from your transaction page too: view, add, or download receipts all in one place. And if you use Xero, you can turn on the settings to sync card transactions with attachments automatically.
Get paid by cards in Australia, New Zealand and Singapore
Add pay-by-card as a checkout option to your Quick Pay codes and invoices to receive money in 18 currencies — with no hidden fees.
Higher limits to help build your business
You can now spend up to 1 million GBP (or equivalent) per month. That’s up from 30,000 GBP for individual business owners and 45,000 GBP for all other businesses.
Sync with Sevdesk and Fastbill
Automate your accounting admin by syncing your Wise Business account with Sevdesk and Fastbill. Visit the banking section in your accounting platform and select ‘Wise’ to get started.
Powering money without borders, behind the scenes
Wise Platform
More banks and fintechs are partnering with us on our mission to make moving money faster, cheaper, and more transparent. With these partners, you can leave hidden fees behind directly from the apps and providers you already use.
Since April, Raiffeisen Bank International has joined us to bring international payments directly into their customer accounts across Europe. And Lunar, one of the Nordics’ top digital banks, now lets over 1 million people send money abroad in 40 currencies — all from their usual banking app.
Since April, Raiffeisen Bank International has joined us to bring international payments directly into their customer accounts across Europe. And Lunar, one of the Nordics’ top digital banks, now lets over 1 million people send money abroad in 40 currencies — all from their usual banking app.
¹ The price provided is a global average based on a fixed basket of representative currencies as of Q2 2025 and may not reflect specific prices for consumers in their regions. Please see Terms of Use for your region or visit Wise Fees & Pricing for the most up to date pricing information.
² Transaction speed claimed depends on individual circumstances and may not be available for all transactions.
³ Countries include Malta, Cyprus, Poland, Greece, Romania, Bulgaria, Croatia, Czech Republic, Latvia, Lithuania, Slovakia, and Slovenia.
⁴ Capital at risk. This fund has returned a 1.31% annual average on GBP, 1.8% on USD and 0.14% on EUR annual average over the last 5 years, excluding Wise and fund manager fees. The current rates do not guarantee future growth and your return may increase or decrease. For the full 5 year past performance of funds, please visit our website.