如果您正在等待一笔款项到账，可能想知道它多久才能进入余额。
速度取决于：
汇款所用货币
汇款人所用付款方式
货币汇款需要多长时间？
付款通常在星期一至星期五的工作日和正常工作时间内处理。如果付款是在汇出国的周末或公共节假日汇出的，则应在下一个工作日到账。
查看此表以了解您的货币可能需要多长时间。
| Currency | Domestic payment | International payment (Swift) |
|---|---|---|
| AUD | Usually a few minutes, sometimes up to 1 working day | Usually 1 working day, sometimes up to 5 working days |
| CAD | Usually a few hours, sometimes up to 1 working day | Usually 1 working day, sometimes up to 5 working days |
| EUR* | Usually a few minutes, sometimes up to 1 working day | Usually 1 working day, sometimes up to 5 working days |
| GBP* | Usually a few minutes, sometimes up to 1 working day | Usually 1 working day, sometimes up to 5 working days |
| HUF | Instant for payments under 10 million HUF, a few hours for payments over 10 million HUF | Usually 1 working day, sometimes up to 5 working days |
| MYR | Usually a few hours, up to 2 working days | You can only receive MYR from Malaysia |
| NZD | Usually a few hours, up to 2 working days | Usually 1 working day, sometimes up to 5 working days |
| PHP | Usually instant, or up to 2 working days | You can only receive PHP from the Philippines |
| PLN* | Usually a few minutes, sometimes up to 2 working days | Usually 1 working day, sometimes up to 5 working days |
| RON | Usually a few minutes, sometimes up to 2 working days | Usually 1 working day, sometimes up to 5 working days |
| SGD* | Usually a few minutes, sometimes up to 1 working day | Usually 1 working day, sometimes up to 5 working days |
| TRY | Usually a few minutes, sometimes up to 1 working day | You can only receive TRY from Türkiye |
| USD* | Usually within hours, and up to 4 working days for ACH transfers. Usually within minutes, and up to 1 working day for wire transfers | Usually 1 working day, sometimes up to 5 working days |
*欧元：同样适用于通过 Swift 接收非欧元货币到欧元账户详细信息
*英镑：同样适用于通过 Swift 接收非英镑货币到英镑账户
*波兰兹罗提：若您已有波兰兹罗提账户详细信息，请继续使用；我们不提供新账户详细信息
如果我还没有收到款项，该怎么办？
如果已超时却仍没有收到款项，在与我们联系之前，您应该先与汇款人核实，让他们询问银行。
若您的资金尚未到账，请按以下步骤操作，并在需要时上传付款证明。
为何国际 Swift 付款到账需时较长？
Swift 付款可能需要最多 5 个工作日才能到达您的 Wise 账户，因为它们通常需要经过多家银行处理。请至少等待 5 个工作日后再与我们联系。
若已超过 5 个工作日：
确保您已向汇款人提供了正确的账户详细信息
等待预计时间。如果还没有到账，请向我们提供 Swift 汇款的付款证明 (MT103)
等待我们团队审核您的文件并通过电子邮件回复您