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Chi può usare interessi e azioni

Interessi e/o Azioni sono disponibili per i clienti personali e/o business registrati nei paesi sottostanti e sono soggetti alle normative e ai regolamenti applicabili.

Non possiamo ancora estendere questa opzione a tutti i tipi di attività. Se non trovi l'opzione per trasferire un salvadanaio o un saldo a Interessi o Azioni, significa che non è ancora disponibile il tuo business. Ti avviseremo non appena sarà possibile.

Scopri le commissioni per Interessi e Azioni.


Paesi disponibili 

Scegli il paese in cui hai registrato il tuo indirizzo dall'elenco qui sotto per maggiori dettagli.

  • Australia

  • Austria

  • Brasile

  • Bulgaria

  • Croazia

  • Cipro

  • Repubblica ceca

  • Danimarca

  • Estonia

  • Finlandia

  • Francia

  • Germania

  • Grecia

  • Ungheria

  • Irlanda

  • Italia

  • Malta

  • Lettonia

  • Lituania

  • Lussemburgo

  • Paesi Bassi

  • Norvegia

  • Polonia

  • Portogallo

  • Romania

  • Singapore

  • Slovacchia

  • Slovenia

  • Spagna

  • Svezia

  • Svizzera

  • Regno Unito


Se hai aperto un saldo o un salvadanaio dopo il 14 febbraio 2024

Se il tuo indirizzo si trova in Austria, Danimarca, Estonia, Finlandia, Francia, Germania, Ungheria, Italia, Lussemburgo, Paesi Bassi, Norvegia, Portogallo, Spagna, Svezia e hai aperto un saldo o un salvadanaio dopo il 14 febbraio 2024:

** Investirai in una delle due classi di azioni disponibili dello stesso BlackRock ICS Sterling Government Liquidity Fund. "Premier Acc (GBP) (Accumulante) IE00B43PVC83" oppure "Premier Acc T0 (GBP) (Accumulante) IE00B40L6351"


Spazio economico europeo

FeatureDetails
Asset typesInterest
AvailabilityPersonal and Business customers
Fund access speedInstant
Where you can investCurrencies and Jars

You can switch your currencies and Jars to:

AssetsFund
Interest-earning fund (AUD)Franklin Government Cash Fund Managed by Franklin Templeton Private Limited
Interest-earning fund (USD)Franklin Government Cash Fund Managed by Franklin Templeton Private

Austria

FunzionalitàDettagli
Tipi di assetInteressi
DisponibilitàClienti personali e business
Velocità di accesso al fondoIstantaneo
Dove puoi investireSaldi e Salvadanai

Puoi passare i tuoi saldi e Salvadanai in:

AssetsFondo
AzioniiShares World Equity Index Fund (LU) Classe N2 EUR gestito da BlackRock
Fondo di guadagno d'interessi (GBP)BlackRock ICS Sterling Government Liquidity Fund – Premier Acc T0 + T1 (GBP) gestito da BlackRock*
Fondo di guadagno d'interessi (EUR)BlackRock ICS Euro Government Liquidity Fund – Premier Acc T0 (EUR) gestito da BlackRock
Fondo di guadagno d'interessi (USD)BlackRock ICS US Treasury Fund Premier ACC (USD) gestito da BlackRock

Brasile

FeatureDetails
Asset typesInterest
AvailabilityPersonal customers only
Fund access speedInstant
Where you can investCurrencies and Jars

You can switch your currencies and Jars to:

AssetsFund
Interest-earning fund (GBP)BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 (GBP) managed by BlackRock*
Interest-earning fund (EUR)BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock
Interest-earning fund (USD)BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock

Bulgaria

FeatureDetails
Asset typesInterest
AvailabilityPersonal and Business customers
Fund access speedNon-instant
Where you can investJars only

You can switch your Jars to:

AssetsFund
Interest-earning fund (EUR)JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan
Interest-earning fund (USD)JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan

Croazia

FunzionalitàDettagli
Tipi di assetInteressi e Azioni
DisponibilitàClienti personali e business
Velocità di accesso al fondoIstantaneo
Dove puoi investireSaldi e Salvadanai

Puoi passare i tuoi saldi e Salvadanai in:

AssetsFondo
AzioniiShares World Equity Index Fund (LU) Classe N2 EUR gestito da BlackRock
Fondo di guadagno d'interessi (GBP)BlackRock ICS Sterling Government Liquidity Fund – Premier Acc T0 + T1 (GBP) gestito da BlackRock*
Fondo di guadagno d'interessi (EUR)BlackRock ICS Euro Government Liquidity Fund – Premier Acc T0 (EUR) gestito da BlackRock
Fondo di guadagno d'interessi (USD)BlackRock ICS US Treasury Fund Premier ACC (USD) gestito da BlackRock

Cipro

FeatureDetails
Asset typesInterest
AvailabilityPersonal and Business customers
Fund access speedInstant
Where you can investCurrencies and Jars

You can switch your currencies and Jars to:

AssetsFund
Interest-earning fund (EUR)JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan
Interest-earning fund (USD)JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan

Repubblica Ceca

FeatureDetails
Asset typesInterest
AvailabilityPersonal and Business customers
Fund access speedNon-instant
Where you can investJars only

You can switch your Jars to:

AssetsFund
Interest-earning fund (EUR)JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan
Interest-earning fund (USD)JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan

Danimarca

FunzionalitàDettagli
Tipi di assetInteressi e Azioni
DisponibilitàClienti personali e business
Velocità di accesso al fondoIstantaneo
Dove puoi investireSaldi e Salvadanai

Puoi passare i tuoi saldi e Salvadanai in:

AssetsFondo
AzioniiShares World Equity Index Fund (LU) Classe N2 EUR gestito da BlackRock
Fondo di guadagno d'interessi (GBP)BlackRock ICS Sterling Government Liquidity Fund – Premier Acc T0 + T1 (GBP) gestito da BlackRock*
Fondo di guadagno d'interessi (EUR)BlackRock ICS Euro Government Liquidity Fund – Premier Acc T0 (EUR) gestito da BlackRock
Fondo di guadagno d'interessi (USD)BlackRock ICS US Treasury Fund Premier ACC (USD) gestito da BlackRock

Estonia

FunzionalitàDettagli
Tipi di assetInteressi e Azioni
DisponibilitàClienti personali e business
Velocità di accesso al fondoIstantaneo
Dove puoi investireSaldi e Salvadanai

Puoi passare i tuoi saldi e Salvadanai in:

AssetsFondo
AzioniiShares World Equity Index Fund (LU) Classe N2 EUR gestito da BlackRock
Fondo di guadagno d'interessi (GBP)BlackRock ICS Sterling Government Liquidity Fund – Premier Acc T0 + T1 (GBP) gestito da BlackRock*
Fondo di guadagno d'interessi (EUR)BlackRock ICS Euro Government Liquidity Fund – Premier Acc T0 (EUR) gestito da BlackRock
Fondo di guadagno d'interessi (USD)BlackRock ICS US Treasury Fund Premier ACC (USD) gestito da BlackRock

Finlandia

FunzionalitàDettagli
Tipi di assetInteressi e Azioni
DisponibilitàClienti personali e business
Velocità di accesso al fondoIstantaneo
Dove puoi investireSaldi e Salvadanai

Puoi passare i tuoi saldi e Salvadanai in:

AssetsFondo
AzioniiShares World Equity Index Fund (LU) Classe N2 EUR gestito da BlackRock
Fondo di guadagno d'interessi (GBP)BlackRock ICS Sterling Government Liquidity Fund – Premier Acc T0 + T1 (GBP) gestito da BlackRock*
Fondo di guadagno d'interessi (EUR)BlackRock ICS Euro Government Liquidity Fund – Premier Acc T0 (EUR) gestito da BlackRock
Fondo di guadagno d'interessi (USD)BlackRock ICS US Treasury Fund Premier ACC (USD) gestito da BlackRock

Francia

FunzionalitàDettagli
Tipi di assetInteressi e Azioni
DisponibilitàClienti personali e business
Velocità di accesso al fondoIstantaneo
Dove puoi investireSaldi e Salvadanai

Puoi passare i tuoi saldi e Salvadanai in:

AssetsFondo
AzioniiShares World Equity Index Fund (LU) Classe N2 EUR gestito da BlackRock
Fondo di guadagno d'interessi (GBP)BlackRock ICS Sterling Government Liquidity Fund – Premier Acc T0 + T1 (GBP) gestito da BlackRock*
Fondo di guadagno d'interessi (EUR)BlackRock ICS Euro Government Liquidity Fund – Premier Acc T0 (EUR) gestito da BlackRock
Fondo di guadagno d'interessi (USD)BlackRock ICS US Treasury Fund Premier ACC (USD) gestito da BlackRock

Germania

FunzionalitàDettagli
Tipi di assetInteressi e Azioni
DisponibilitàClienti personali e business
Velocità di accesso al fondoIstantaneo
Dove puoi investireSolo Salvadanai

Puoi passare i tuoi Salvadanai in:

AssetsFondo
AzioniiShares World Equity Index Fund (LU) Classe N2 EUR gestito da BlackRock
Fondo di guadagno d'interessi (GBP)BlackRock ICS Sterling Government Liquidity Fund – Premier Acc T0 + T1 (GBP) gestito da BlackRock*
Fondo di guadagno d'interessi (EUR)BlackRock ICS Euro Government Liquidity Fund – Premier Acc T0 (EUR) gestito da BlackRock
Fondo di guadagno d'interessi (USD)BlackRock ICS US Treasury Fund Premier ACC (USD) gestito da BlackRock

Grecia

FeatureDetails
Asset typesInterest
AvailabilityPersonal and Business customers
Fund access speedInstant
Where you can investCurrencies and Jars

You can switch your currencies and Jars to:

AssetsFund
Interest-earning fund (EUR)JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan
Interest-earning fund (GBP)BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 (GBP) managed by BlackRock*
Interest-earning fund (USD)JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan

Ungheria

FeatureDetails
Asset typesInterest only
AvailabilityPersonal and Business customers
Fund access speedNon-instant
Where you can investJars only

You can switch your Jars to:

AssetsFund
Interest-earning fund (GBP)BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) Managed by BlackRock*
Interest-earning fund (EUR)BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) Managed by BlackRock
Interest-earning fund (USD)BlackRock ICS US Treasury Fund[(https://www.blackrock.com/cash/en-gb/products/250972/blackrock-ics-us-treasury-premier-acc-fund) Premier ACC (USD) Managed by BlackRock

Irlanda

FeatureDetails
Asset typesInterest and Stocks
AvailabilityPersonal and Business customers
Fund access speedInstant
Where you can investCurrencies and Jars

You can switch your currencies and Jars to:

AssetsFund
StocksiShares World Equity Index Fund (LU) Class N2 EUR Managed by BlackRock
Interest-earning fund (EUR)JPMorgan Liquidity Funds - EUR Government CNAV Fund Managed by JPMorgan
Interest-earning fund (USD)JPMorgan Liquidity Funds - USD Treasury CNAV Fund Managed by JPMorgan

Italia

FeatureDetails
Asset typesInterest
AvailabilityPersonal and business customers
Fund access speedInstant
Where you can investCurrencies and Jars

You can switch your currencies and Jars to:

Assets                         Fund                                                                                                                               
Interest-earning fund (GBP)   BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock*
Interest-earning fund (EUR)   BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock
Interest-earning fund (USD)   BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock

Lettonia

FeatureDetails
Asset typesInterest
AvailabilityPersonal and Business customers
Fund access speedInstant
Where you can investCurrencies and Jars

You can switch your currencies and Jars to:

AssetsFund
Interest-earning fund (EUR)JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan
Interest-earning fund (USD)JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan
Interest-earning fund (GBP)BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock

Lituania

FeatureDetails
Asset typesInterest
AvailabilityPersonal and Business customers
Fund access speedNon-instant
Where you can investJars only

You can switch your Jars to:

AssetsFund
Interest-earning fund (EUR)JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan
Interest-earning fund (GBP)BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 (GBP) managed by BlackRock*
Interest-earning fund (USD)JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan

Lussemburgo

FeatureDetails
Asset typesInterest and Stocks
AvailabilityPersonal and Business customers
Fund access speedInstant
Where you can investCurrencies and Jars

You can switch your currencies and Jars to:

AssetsFund
StocksiShares World Equity Index Fund (LU) Class N2 EUR managed by BlackRock
Interest-earning fund (GBP)BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock*
Interest-earning fund (EUR)BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock
Interest-earning fund (USD)BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock

Malta

FeatureDetails
Asset typesInterest
AvailabilityPersonal and Business customers
Fund access speedNon-instant
Where you can investJars

You can switch your Jars to:

AssetsFund
Interest-earning fund (EUR)JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan
Interest-earning fund (USD)JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan
Interest-earning fund (GBP)BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock

Paesi Bassi

FeatureDetails
Asset typesInterest and Stocks
AvailabilityPersonal and Business customers
Fund access speedInstant
Where you can investCurrencies and Jars

You can switch your currencies and Jars to:

AssetsFund
StocksiShares World Equity Index Fund (LU) Class N2 EUR managed by BlackRock
Interest-earning fund (GBP)BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock*
Interest-earning fund (EUR)BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock
Interest-earning fund (USD)BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock

Norvegia

FeatureDetails
Asset typesInterest and Stocks
AvailabilityPersonal and Business customers
Fund access speedNon-instant
Where you can investJars only

You can switch your Jars to:

AssetsFund
StocksiShares World Equity Index Fund (LU) Class N2 EUR managed by BlackRock
Interest-earning fund (GBP)BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock*
Interest-earning fund (EUR)BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock
Interest-earning fund (USD)BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock

Portogallo

FeatureDetails
Asset typesInterest
AvailabilityPersonal and Business customers
Fund access speedInstant
Where you can investCurrencies and Jars

You can switch your currencies and Jars to:

AssetsFund
Interest-earning fund (GBP)BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock*
Interest-earning fund (EUR)BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock
Interest-earning fund (USD)BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock

Polonia

FeatureDetails
Asset typesInterest
AvailabilityPersonal and Business customers
Fund access speedInstant
Where you can investCurrencies and Jars

You can switch your currencies and Jars to:

AssetsFund
Interest-earning fund (EUR)JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan
Interest-earning fund (USD)JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan

Romania

FeatureDetails
Asset typesInterest
AvailabilityPersonal and Business customers
Fund access speedNon-instant
Where you can investJars only

You can switch your Jars to:

AssetsFund
Interest-earning fund (EUR)JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan
Interest-earning fund (USD)JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan

a Singapore

Se il tuo indirizzo si trova in a Singapore, puoi passare i tuoi <a href="#Entry-2897234" title="">saldi</a> e <a href="#Entry-2978074" title="">salvadanai<strong> in:

AssetsFondo
Fondo di guadagno d'interessi (SGD)LionGlobal SGD Money Market Fund SGD Class A, gestito da Lion Global Investors Ltd.
Fondo di guadagno d'interessi (USD)FTGF Western Asset US Government Liquidity Fund A USD ACC, gestito da Franklin Templeton
Azioni (USD)Infinity Global Stock Index Fund USD Classe, gestito da Lion Global Investors Ltd.

Slovacchia

FeatureDetails
Asset typesInterest
AvailabilityPersonal and Business customers
Fund access speedNon-instant
Where you can investJars only

You can switch your Jars to:

AssetsFund
Interest-earning fund (EUR)JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan
Interest-earning fund (USD)JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan

Slovenia

FeatureDetails
Asset typesInterest
AvailabilityPersonal and Business customers
Fund access speedInstant
Where you can investCurrencies and Jars

You can switch your currencies and Jars to:

AssetsFund
Interest-earning fund (EUR)JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan
Interest-earning fund (USD)JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan

Spagna

FeatureDetails
Asset typesInterest and Stocks
AvailabilityPersonal and Business customers
Fund access speedInstant
Where you can investCurrencies and Jars

You can switch your currencies and Jars to:

AssetsFund
StocksiShares World Equity Index Fund (LU) Class N2 EUR managed by BlackRock
Interest-earning fund (GBP)BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock*
Interest-earning fund (EUR)BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock
Interest-earning fund (USD)BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock

Svezia

FeatureDetails
Asset typesInterest and Stocks
AvailabilityPersonal and Business customers
Fund access speedNon-instant
Where you can investJars only

You can switch your Jars to:

AssetsFund
StocksiShares World Equity Index Fund (LU) Class N2 EUR managed by BlackRock
Interest-earning fund (GBP)BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock*
Interest-earning fund (EUR)BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock
Interest-earning fund (USD)BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock

Svizzera

FeatureDetails
Asset typesInterest & Stocks
AvailabilityPersonal and Business customers
Fund access speedInstant
Where you can investCurrencies and Jars

You can switch your currencies and Jars to:

AssetsFund
StocksiShares World Equity Index Fund (LU) Class N2 EUR Class N2 EUR Managed by BlackRock
Interest-earning fund (GBP)BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 (GBP) Managed by BlackRock
Interest-earning fund (EUR)BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) Managed by BlackRock
Interest-earning fund (USD)BlackRock ICS US Treasury Fund Premier ACC (USD) Managed by BlackRock

Regno Unito

AssetsFondo
AzioniiShares World Equity Index Fund (LU) Classe N2 EUR Gestito da BlackRock
Fondo di guadagno d'interessi (GBP)BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 (GBP) Gestito da BlackRock*
Fondo di guadagno d'interessi (EUR)BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) Gestito da BlackRock
Fondo di guadagno d'interessi (USD)BlackRock ICS US Treasury Fund Premier ACC (USD) Gestito da BlackRock

*I clienti che apriranno un saldo o un salvadanaio dopo il 14 febbraio 2024 investiranno in una delle due classi di azioni disponibili dello stesso BlackRock ICS Sterling Government Liquidity Fund. "Premier Acc (GBP) (Accumulante) IE00B43PVC83" oppure "Premier Acc T0 (GBP) (Accumulante) IE00B40L6351"


Cosa succede se, mentre sto detenendo denaro come Interessi o Azioni, mi trasferisco in un altro paese?

Qualsiasi somma tu abbia investito prima di trasferirti in un nuovo paese, sia in saldi che salvadanai, rimarranno investiti. 

Una volta che ti sarai trasferito:

  • Puoi continuare ad aggiungere denaro ai saldi o ai salvadanai già detenuti in Interessi e Azioni, e continueremo ad investirlo come al solito.

  • Non potrai passare altri saldi o salvadanai a Interessi o Azioni, almeno fino a quando non tornerai in un paese in cui sono disponibili.

  • Se decidi di riportare i tuoi saldi o salvadanai investiti in contanti, non potrai passare di nuovo quel saldo o salvadanaio a Interessi o Azioni.

Ci sono però alcune eccezioni:

  • Stati Uniti o Israele: se il tuo nuovo indirizzo si trova negli Stati Uniti o Israele, dovremo passare i tuoi saldi o salvadanai di nuovo in liquidità. Ciò significa che venderemo tutte le tue unità non appena l'indirizzo sarà stato aggiornato. 

  • Canada: se ti trasferisci da Singapore e il tuo nuovo indirizzo è in Canada, passeremo in contanti eventuali saldi o salvadanai in USD investiti in Interessi. Questo significa che venderemo tutte le tue unità non appena l'indirizzo verrà aggiornato.


Posso utilizzare Interessi e Azioni se sono un cittadino/contribuente statunitense?

Non ancora. A causa del modo in cui il nostro partner del fondo è regolamentato, non possiamo ancora offrire questo prodotto a cittadini/contribuenti statunitensi. Non puoi passare i tuoi saldi e salvadanai a Interessi o Azioni neanche se hai la doppia cittadinanza statunitense. 

Anche se Wise Interessi non è disponibile negli Stati Uniti, ci sono altri modi in cui puoi guadagnare interessi con Wise.

Scopri di più su come guadagnare interessi con il tuo conto Wise se vivi negli Stati Uniti

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