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Send money to Alipay

Send money to Alipay from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

Availability of the payment type depends on the currency or the region.

Read more
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
Open an account



  • You could save up to 145.11 EUR

Send money to Alipay

Send money to Alipay from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

Availability of the payment type depends on the currency or the region.

Read more
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
Open an account



  • You could save up to 145.11 EUR

See how much it costs to send money abroad

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Wise
Wise
BNP Paribas
BNP Paribas

Recipient gets

(Total after fees)

8,263.71 CNY8,134.93 CNY

Exchange rate

(1 EURCNY)

8.357578.25881

Exchange rate markup

0 EUR11.82 EUR

Transfer fee

11.23 EUR15 EUR

Total transfer cost

11.23 EUR26.82 EUR
This applies when you pay in via bank transfer. How do we collect this data?

How to send money to Alipay in 3 easy steps

What is Alipay money transfer?

Alipay is a hugely popular way to send and receive payments in CNY - making it a great option if you’re sending money to be received in yuan, from your Wise personal account.

To receive money on Alipay through Wise, your recipient must be a Chinese citizen, registered with a Chinese Mainland Resident ID card. Wise personal customers can send from 25 different currencies to Alipay, and the funds are deposited into the recipient’s Alipay wallet, or the bank account associated with their Alipay account. Wise Business customers can’t make Alipay money transfers.

You can send up to 50,000 CNY to Alipay with Wise. Your recipient can receive up to 500,000 CNY a year, or a total of 10 transactions a month from services including Wise. If your recipient has exhausted their Alipay limits, you’ll be able to pick a different money transfer payout method instead.

Learn more about using Alipay transfers.

Online money transfer fees

How much does it cost to send money to Alipay?

To send money to Alipay with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Cheapest way to send money abroad

The cheapest way to send EUR to CNY is by using money that's in your Wise account and costs 42.26 EUR. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

EUR

CNY

Sending EURTransfer cost
Wise account42.26 EUR

Bank transfer43.20 EUR

Debit card226.73 EUR

Credit card94.90 EUR

PISP42.75 EUR

Apple Pay111.32 EUR

See where Wise works

How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

  • Rock-solid technology
    Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
  • People who care, 24/7
    With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
  • Your money, not ours
    Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

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