Boursorama Banque international transfer: rates and fees

With BoursoBank (formerly Boursorama Banque), making an international transfer is now quite simple, as all transactions are carried out online.

However, transferring money abroad, especially when it involves a currency other than the euro, incurs costs. These costs include fees charged by the bank, clearly indicated in its fee schedule, as well as the exchange rate commission.

In this article, discover the conditions and procedures for making a transfer outside the SEPA zone with BoursoBank, as well as the fees charged by this institution.

You will also find an overview of alternatives to traditional banking services, such as Wise.

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BoursoBank pricing conditions for international transfers

International transfers issued in the SEPA zone with BoursoBank

The SEPA zone includes the 27 countries of the European Union, as well as 9 other European countries and territories.

At BoursoBank, SEPA transfers are advertised as free.¹

Fees for a transfer outside the SEPA zone with BoursoBank

Issuing a non-SEPA transfer

The fees charged by BoursoBank are as follows for a transfer made in a currency other than the euro:¹

With an OUR transfer, all fees are the sender's responsibility. BoursoBank does not apply any additional costs.

The free transaction applies only to BoursoBank. Fees may be applied by the receiving bank, especially what are called intermediary fees (SWIFT system).

In fact, when transferring money, most intermediary banks generally charge commissions and, of course, a margin on the exchange rate. These are called hidden fees.

Receiving a non-SEPA transfer

Receiving a transfer issued in a currency other than the euro will cost you 0.1% of the amount, with a minimum of €20. Please note that the exchange margin on transfers is 1% of the applied exchange rate, i.e., the rates as they appear at the fixing (exchange rate setting) at 9:00 a.m. French time.¹

BoursoBank International Transfer FAQ

How do I make an international transfer with BoursoBank?

As BoursoBank is an online bank, all transactions are carried out online from your online account. To make a transfer:

• Simply log in to your online account.

• Then click on the "BoursoBank" and "My Accounts" tabs.

• Select the account to be debited and click on "Transfer."

• Enter the recipient's bank details and the amount to be transferred.

You can cancel the transfer as long as its status is "Pending." Once it is "Completed," it’s too late.

What are the limits for an international BoursoBank transfer?

There is no limit for SEPA transfers at BoursoBank, except for instant transfers, which are limited to €5,000 per day (the limit drops to €500 if the beneficiary's bank details were added recently).²

For other international transfers, we recommend contacting your bank directly.

What information is required to make an international transfer?

To make a transfer, you must have:

• The IBAN (International Bank Account Number) code.

• The recipient's BIC (Bank Identifier Code).

These two codes identify the account number and the bank.

You must also provide the recipient's identity, along with the amount and currency of the transfer.

What information is required to receive an international transfer?

For a reverse transaction, for which you are the beneficiary, the sender must have the same information:

• Your identity

• The BIC code

• The IBAN code of your bank account.

How long does a BoursoBank international transfer take?

From the moment the transfer order is given, the time depends on the country of destination or origin.

A transfer within the SEPA zone arrives in the beneficiary's account or your account within 1 to 3 business days.³

For other countries, the transfer time is longer and depends on the number of intermediary institutions involved. BoursoBank advisors, available by chat, email, or phone, can provide you with more information.

Save on your international transfers with Wise

To save on fees, you can choose an alternative solution like Wise. This service allows you to make international transfers to 140+ countries, using the mid-market rate without any hidden markup and with transparent pricing.

Here are the steps to make an international bank transfer with Wise:

• Log in to your Wise account.

• Create a transfer from the homepage by clicking “Send.”

• Choose or add a recipient.

• Select their currency and the amount.

• Follow the instructions and confirm your payment.

Transfers are quick, transparent, and designed to give you a seamless experience.

Send money with Wise

This article is a translation of the original article published in French and was translated within 365 days of publication. While the content has been translated for accessibility, the data and sources referenced have not been updated since the original publication date.

Sources:

Last checked on June 5, 2025.